Payment Portal
A simple, secure way to pay your legal fees on your schedule, not just all at once.
Paying Your Legal Fees Over Time: LawPay's Pay Later Option
Our firm processes payments through LawPay, a payment platform built for law firms. Beyond standard card and eCheck payments, LawPay offers an optional program called Pay Later that lets eligible clients split their legal fees into installments. This sheet explains what Pay Later is, how it works, and what to know before using it.
What Pay Later Is
Pay Later (formerly called ClientCredit) is a legal fee financing option powered by Affirm, an independent third-party lender. It is not a loan against the outcome of your case, and it is not offered or funded by our firm. When you use Pay Later, Affirm extends you a personal installment loan to cover your legal fee invoice, and you repay Affirm directly over time, separately from your case.
How It Works
- You receive an invoice or payment request from our firm through LawPay.
- At checkout, you select the “Pay Later” option instead of paying by card or eCheck.
- You complete a short online application with Affirm on your own personal device (a firm computer or shared device cannot be used).
- Affirm gives you a real-time lending decision, including your repayment terms and interest rate, if any.
- If approved, our firm receives 100% of the invoiced amount upfront. You then repay Affirm in automated installments according to the terms you accepted.
Key Details
| Topic | Details |
|---|---|
| Who lends the money | Affirm, a third-party lender — not our firm and not LawPay. |
| Loan amounts | Generally $150 to $30,000, depending on your invoice and credit eligibility. |
| Who’s eligible | Individual clients only. Businesses and organizations cannot use Pay Later. |
| Cost to you | Set by Affirm based on your credit profile. Some clients may qualify for promotional 0% APR or extended terms; terms vary and are not guaranteed. |
| Applying | Must be completed on your own personal device, not a firm or shared device. |
| Repayment | You repay Affirm directly. Our firm is not involved in collecting your loan payments and is generally not responsible if a payment is missed. |
| Trust funds | Pay Later can be used for both retainer (trust) and operating account payments; funds are never debited from trust for financing fees. |
Other LawPay Payment Options
If Pay Later isn’t the right fit, LawPay also supports:
- Credit or debit card payments, in person or online
- eCheck (ACH) payments directly from a bank account
- Scheduled payment plans arranged directly with our firm, rather than a third-party lender
- Secure payment links and QR code payments from a mobile device
Important Notes
- Pay Later is entirely optional. Choosing not to use it has no effect on our representation of you.
- All financing terms, approval decisions, and interest rates are determined by Affirm, not our firm.
- This is fee financing for legal bills, not litigation funding against a settlement or case proceeds — it does not advance money based on your case’s outcome.
- The American Bar Association permits attorneys to offer fee financing to clients (ABA Formal Opinion 484).
- This sheet is for general information only and is not financial or legal advice. Please review Affirm’s loan terms carefully before applying, and contact our office with any questions about your invoice or payment options.